SAHU Newsletter | July 2022
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FOR IMMEDIATE RELEASE
Date: July 15th, 2022
Overturning Roe v. Wade could have certain implications for fertility treatments and in vitro fertilization (IVF). It could lead to decreased access to affordable treatments, with restrictions on reproductive rights varying state by state. Additionally, states may ban specific critical medical interventions for successful IVF cycles, such as embryo freezing or genetic testing. These measures would effectively limit patients’ options for managing their fertility care and accessing the treatment they need. Furthermore, it could mean that insurance plans could refuse to cover fertility treatments or provide inadequate coverage levels due to a lack of regulation at a federal level.
Experts have warned that the broad language in specific state-level abortion bans could potentially infringe upon access to assisted reproductive technology such as IVF, despite Roe v. Wade not necessarily prohibiting access on its own.
In some states, the language of their laws is unintentionally impeding access to assisted reproductive technologies (ART) due to its failure to capture and represent biological reality or address topics beyond abortion.
Additionally, overturning Roe v. Wade could decrease available fertility clinics and providers, as laws regulating the practice of reproductive health care would be made at the state level rather than federally. This would limit patient access to specialized care and have potentially devastating implications for those seeking fertility treatments. Furthermore, states may also attempt to regulate the content and type of information provided to patients regarding their fertility options, which could further limit the effectiveness of reproductive health services.
If Roe is overturned, some states’ laws that grant fetuses, embryos, and fertilized eggs rights similar to those of children could change the landscape of IVF. These “personhood” bills could make disposing or freezing excess embryos legally questionable.
Ultimately, overturning Roe v. Wade could create a patchwork of state laws and regulations that would disproportionately impact people who rely on reproductive health services and fertility treatments. Such an outcome would be detrimental to those seeking to build families and access the necessary care. It is, therefore, critical to ensure that Roe v. Wade remains intact so that people can continue to make decisions about their reproductive health with dignity and autonomy.
Sacramento Association of Health Underwriters is watching to see how insurance carriers adapt to this legislation and how it will affect costs and benefits.
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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.
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By Jessica Word
CEO, Word & Brown General Agency
As the daughter of one of the co-founders of Word & Brown GA, I grew up in the health insurance industry. It would have been easy to turn away from the “family business,” but I was fortunate that there were professionals over the years who took the time to help me focus, find my path, and recognize my leadership potential.
My journey made me recognize the significant role that mentorship plays for anyone who wants to advance in their career.
Then, it is no surprise that one of my areas of focus as a CEO is to foster and create development opportunities for young women looking to become benefits professionals. It’s important that agencies and brokerage houses make the time to nurture the development of women team members – they are our industry’s future leaders.
While we might all understand the need for mentorship, the last few years of pandemic work-at-home might have us out of practice. Let’s look at three cornerstones to successful mentorship.
It Starts Early: If a woman develops a personal relationship with a more seasoned professional early in her career, she is likely to be promoted more quickly than those without mentors, according to a study from SAP HR Research. This is why I’m passionate about mentorship – it’s a mutually beneficial relationship that helps both the mentee and mentor.
Over the last several years, I have mentored a student at California State University, Fullerton, every semester. I have learned so much from this woman and others during our regular conversations and they inspired me with their resiliency during the pandemic. Make no mistake, though, they need encouragement as much as anyone to develop a passion and nurture the drive necessary to make a mark in the business world.
One-on-One Relationships Are Critical: Most adults in a young person’s life are either family or faculty. One-on-one relationships, especially those with women just starting out in their careers, are key to seeing a broader picture of the business world.
This requires a regular time commitment to establish deep, meaningful, and organic connections. It can be challenging in our busy schedules, but we can all break away for a quick cup of coffee or lunch. A regular cadence of meetings not only is valuable for topics discussed, but it teaches the importance of holding to your commitments.
Having someone readily available to lend an ear when you need advice for a career shift, big move, or promotion is invaluable. Not only does it increase a mentee’s chances of success, but it creates a “pay it forward” mindset. And this kind of mindset has the potential to grow the number of women professionals in our industry, which is a great thing!
Network, Network, Network: We’re all familiar with the mantra, but beyond what it does for a young woman trying to get ahead, it is just as important to growing the number of women candidates applying to join our teams.
That’s one of the reasons why Word & Brown partnered with California State University, Fullerton, on a half-day event in the fall 2021. I worked closely with the college’s Center for Leadership; one of its key business programs is to create opportunities for women students to hear seasoned women leaders from a variety of industries talk about under-the-radar and hidden job opportunities. This event was truly one of the highlights of my year!
Finally, here’s a challenge from me to you: take the leap and reach out to a new women industry professional in the next month. There is power in reaching out to someone early in her career to offer important guidance that will help her to succeed. Who knows – she may eventually become a president of the National Association of Health Underwriters!
Jessica Word is CEO of Word & Brown General Agency. Established in 1985 and headquartered in Orange, Calif., Word & Brown is one of the state’s largest independently owned general agents. For additional information, visit www.wordandbrown.com.
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SAHU Monthly Newsletter April 2022 Edition
In this Issue Crab Feed Recap April DEI Recap Member Highlight: Daniel Langarica Heard on the Net Upcoming Events Save the Date: Business Expo 2022
Crab Feed Recap Thank You to All Who Attended this Year's Crab Feed! ![]() ![]() ![]() ![]() Total Head Count: 385
Photo Contest Winner: Liz Mack!
Thank You to All Our Crab Feed Sponsors ![]()
Thank You to the Live Auction and Raffle Donators Raised a total of $4,600! ![]()
Thank You to Our Crab Feed Committee
Special Thanks to Brad Davis and Josh Keller! ![]() Featured Member Daniel Langarica Cal Choice (CHOICE Administrators) Why did you join SAHU and what do you love most about SAHU?
Time management so that I can devote more and/or be more present with SAHU.
What’s your biggest (or one of your biggest) professional accomplishment(s) so far? Earning Sales Rep of the Year.
What’s the best piece of career advice you’ve ever received? Trust your instincts, you know more than you think you do.
I have recently been watching a lot of the NBA playoffs. I love spending time with my family, playing basketball, running, swimming, BBQing, eating great food and enjoying delicious wine. Know someone you think would benefit from a SAHU Membership?
Visit SAHU-CA.com/benefits, click the Value Flyer to download a copy, and share! Don't let them miss out on the many opportunities that come with membership. Heard on the Net DCAHU's Communication Chair Bill Robinson compiled a brief update on things happening in our industry.
SAHU Board of Directors Silver Sponsor Bronze Sponsor Upcoming Events May 20 @ 7:30 am - 5:00 pm The SAHU Golf Tournament is an annual network event where we also raise money for PAC to help with our legislative efforts. It is fun and popular event that we look forward to every year! May 26 @ 5:30 pm - 8:30 pm Join us for networking, food trucks, drinks, and axe throwing!
Hosted at Lunch & Learn: Online Collaboration for the Insurance Agent June 15 @ 12:00 pm - 1:15 pm Insurance agents will gain a better understanding of how to leverage collaboration, and better organize resources, to ensure efficient and effective sales and client service. Course #385839 (1 Credit) Save the Date SAHU Business Expo 2022 Thursday, July 28th, 2022
Facing Forward | Together Evolving With the Future of Insurance Benefits ![]() In Case You Missed It To encourage a culture of inclusion that allows a diverse population to move along all lines of leadership, encourages innovation and results in measurable revenue growth.
The LPRT was formed in 1942 to recognize success in our industry.
Today, the LPRT is committed to being the premier program for top Health, Disability, Long-Term Care and Worksite Marketing Insurance Producers, carrier reps, carrier management, and general agency/ agency managers.
Check out the easy online application
NAHU created the President's Triple Crown Program to recognize those members whose individual contributions to NAHU help advance the association's mission.
Criteria 1. HUPAC Contribution $12 x 12 or flat $150
2. Recruit 2+ new members
3. Send 3+ Operation Shout messages
Professional Development Opportunities ![]() REBC® Designation Elective: Earning the REBC designation elevates your credibility as a professional and prepares you to best serve your clients. Click here to access more information about the REBC designation, including the learning objectives and curriculum.
Brand Sets Professionals Apart from the Rest
National Association of Health Underwriters
HUPAC, our national Political Action Committee, does a great job representing our interests in D.C. Become a HUPAC contributor today! |
If you enjoy the information in this newsletter, subscribe to receive them in your inbox every month!
SAHU Monthly Newsletter March 2022 Edition
In this Issue CapCon Recap Member Highlight: Rosamaria Marrujo Heard on the Net - March SAHU Crab Feed Diversity, Equity & Inclusion Event SAHU Golf Tournament Vanguard Event: Axe Throwing
CapCon Recap See some of SAHU's own enjoying their time in Washington, D.C. for the annual CapCon where they joined colleagues nation wide in making important changes happen in the health insurance industry and beyond.
Click Image for Larger View Want to take part in helping shape healthcare policy? Consider donating to CAHU PAC! Take a moment to learn about what CAHU PAC is and how your donation can help everyone. Know someone you think would benefit from a SAHU Membership?
Visit SAHU-CA.com/benefits, click the Value Flyer to download a copy, and share! Don't let them miss out on the many opportunities that come with membership. Heard on the Net DCAHU's Communication Chair Bill Robinson compiled a brief update on things happening in our industry. ![]() Featured Member Rosamaria Marrujo Trusted American Insurance Agency Why did you join SAHU? Joined when my dear friend Helen Ornellas introduced me to an event. SAHU Events are a blast. Lots to learn and really a great place to share ideas and opportunities.
What’s one skill you’d like to develop or sharpen this year within SAHU? Social Media Networking, Podcasting and more technology enhancing resources.
What’s the best piece of career advice you’ve ever received? Slow down and listen! Being originally from a fast paced city, this was not easy!
What’s your biggest (or one of your biggest) professional accomplishment(s) so far? Building a thriving specialty insurance agency to over 6,000 agents nationwide.
When you’re not working, how do you enjoy spending your time? Travel and having new adventures with my family. Our 2 year old gives us a chance to relive everything in a new perspective.
SAHU Board of Directors Silver Sponsor Bronze Sponsor Upcoming Events April 8, 2022 @ 6:00 pm - 10:00 pm The Crab Feed is right around the corner, DON'T MISS OUT!
Make sure if you ordered a table that you have claimed all your tickets for your guest. You'll receive another reminder before the event.
If you haven't gotten your tickets yet, register now! There is a limited supply.
Consider donating items for Auction and Raffle, including desert. As with every year, part of the proceeds from the Crab Feed will benefit local charitable organizations across the Sacramento region.
Why Investing in Diversity, Equity and Inclusion Pays Off April 20, 2022 @ 12:00 pm - 1:15 pm A Virtual Event ** Zoom Link to be Provided to Registrants Prior to Event ** Join us and our panelists and learn to encourage a culture of inclusion that allows a diverse population to move along all lines of leadership, encourages innovation and results in measurable revenue growth.
Moderator Jaclyn Lee, GPHR, SHRM-SCP, MS
Panelists Emily Santanelli
Melveen Stevenson
Cathy Rodriguez Aguirre
Dana Almora
Annual SAHU Golf Tournament 2022 Friday, May 20th, 2022 @ 7:30 AM to 5:00 PM The SAHU Golf Tournament is an annual network event where we also raise money for PAC to help with our legislative efforts. It is fun and popular event that we look forward to every year!
Join us at The Ridge Golf Club!
Have a drink, visit the food truck, network, and throw some axes! At The Smart Axe in Rancho Cordova
The LPRT was formed in 1942 to recognize success in our industry.
Today, the LPRT is committed to being the premier program for top Health, Disability, Long-Term Care and Worksite Marketing Insurance Producers, carrier reps, carrier management, and general agency/ agency managers.
Check out the easy online application
NAHU created the President's Triple Crown Program to recognize those members whose individual contributions to NAHU help advance the association's mission.
Criteria 1. HUPAC Contribution $12 x 12 or flat $150
2. Recruit 2+ new members
3. Send 3+ Operation Shout messages
Professional Development Opportunities ![]() REBC® Designation Elective: Earning the REBC designation elevates your credibility as a professional and prepares you to best serve your clients. Click here to access more information about the REBC designation, including the learning objectives and curriculum.
Brand Sets Professionals Apart from the Rest
National Association of Health Underwriters
HUPAC, our national Political Action Committee, does a great job representing our interests in D.C. Become a HUPAC contributor today! |
If you enjoy the information in this newsletter, subscribe to receive them in your inbox every month!
SAHU Monthly Newsletter February 2022 Edition
In this Issue Featured Member: Carmen Perea Heard on the Net FREE Legislative Recap Past Events Upcoming Events In the News: CAHU Changes Name to CAHIP CAHIP Successfully Defeats Single-Payer Initiative
![]() Featured Member Carmen Perea WSR Insurance Services Why did you join SAHU?
Leadership skills! Never stop learning! Always lead as a Servant to all you work with. It takes a TEAM to have a successful Association.
What’s the best piece of career advice you’ve ever received? Wow! this is a great question. I'll have to say, "Never let anyone stump your growth" You can do it!
What’s your biggest (or one of your biggest) professional accomplishment(s) so far? My biggest accomplishment is being a part of SAHU and taking in all it brings to my career! Camaradie with wonderful insurance professionals in CA and Nationally, which have grown into wonderful, lifetime, friends. Leadership Skills, yes, a great opportunity to grow in this area and continue to learn to be a Serving Leader.
My #1 is Family!! I'm big on Family and how important it is to stay connected and embrace everyone! I also love to spend time with my Honey, Raull he's family too. Whether it be downtime watching movies or golfing. We both love to golf. I also very much enjoy spending time with friends too! Know someone you think would benefit from a SAHU Membership?
Visit SAHU-CA.com/benefits, click the Value Flyer to download a copy, and share! Don't let them miss out on the many opportunities that come with membership. Heard on the Net DCAHU's Communication Chair Bill Robinson compiled a brief update on things happening in our industry. In the News
NAHU’s California Chapter Successfully Defeats Single-Payer Initiative Single-payer advocates in the California legislature simply did not have the votes required to pass AB 1400 out of the state Assembly last week, resulting in a major victory for health insurance professionals across the Golden State. AB 1400 would have eliminated private health coverage in California and replaced it with a single-payer, state-run healthcare system... CAHU Changes Name to CAHIP Commitment to Members Remains the Same The professional association previously known as California Association of Health Underwriters (CAHU), has changed its name to California Agents & Health Insurance Professionals (CAHIP, pronounced CAY-hip). The association, made up of more than 1,600 members in 13 chapters, is the state’s largest organization of professional health insurance professionals...
SAHU Board of Directors Silver Sponsor Bronze Sponsor Upcoming Events April 20, 2022 @ 12:00 PM - 1:15 PM A Virtual Event
May 26, 2022 @ 5:30 PM - 8:30 PM
In Case You Missed It ![]() Check out February's Legislative Update recap for FREE
The LPRT was formed in 1942 to recognize success in our industry.
Today, the LPRT is committed to being the premier program for top Health, Disability, Long-Term Care and Worksite Marketing Insurance Producers, carrier reps, carrier management, and general agency/ agency managers.
Check out the easy online application
NAHU created the President's Triple Crown Program to recognize those members whose individual contributions to NAHU help advance the association's mission.
Criteria 1. HUPAC Contribution $12 x 12 or flat $150
2. Recruit 2+ new members
3. Send 3+ Operation Shout messages
Professional Development Opportunities ![]() REBC® Designation Elective: Earning the REBC designation elevates your credibility as a professional and prepares you to best serve your clients. Click here to access more information about the REBC designation, including the learning objectives and curriculum.
Brand Sets Professionals Apart from the Rest
National Association of Health Underwriters
HUPAC, our national Political Action Committee, does a great job representing our interests in D.C. Become a HUPAC contributor today! |
SACRAMENTO, CA 23 February 2022 — Single-payer advocates in the California legislature simply did not have the votes required to pass AB 1400 out of the state Assembly last week, resulting in a major victory for health insurance professionals across the Golden State. AB 1400 would have eliminated private health coverage in California and replaced it with a single-payer, state-run healthcare system.
CAHIP, SAHU, and the majority of California’s NAHU chapters participated in supporting efforts to oppose this bill. “This is why I am a member of SAHU, it keeps me in the know on important legislation that affects our insurance industry,” says SAHU President-Elect, Rosamaria Marrujo.
If you’d like to know more about the bill, its contents, and why insurance industry professionals opposed it, read the information provided by NAHU at the link below.
http://newsmanager.commpartners.com/nahus/issues/2022-02-09/1.html
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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.
If you enjoy the information in this newsletter, subscribe to receive them in your inbox every month!
SAHU Monthly Newsletter January 2022 Edition
In this Issue Legislative News: AB 1400 – We Need You Help! Member Highlight: Mariette Lasley Upcoming Events: DEI Panel, Crab Feed, Axe Throwing Member Meeting Recap Heard on the Net
Legislative News: We Need Your Help! We need your help in requesting that the California Assembly OPPOSE AB 1400, which mandates a government run single payer health care program and abolishes private health insurance, Medi-Cal, Medicare, Covered California, and the valuable advocacy services of insurance professionals.
AB 1400 forces Californians into healthcare chaos while demanding they hand over an additional $200 billion dollars per year in new state taxes on jobs, income, services and more – making it more expensive to live in California for working families, seniors, and employers.
AB 1400 would force every single Californian into a government plan, taking away any choice for anyone who might want to select private coverage or opt out.
The deadline for this bill is January 31st, the time to act is now!
Contact your state assembly member today and urge them to OPPOSE AB 1400!
If you'd like to know more about this Assembly Bill, check out NAHU's article covering it in more details.
![]() Featured Member Mariette Lasley Ameritas Why did you join SAHU? I initially joined SAHU to introduce myself to the health insurance broker community. I LOVE SAHU because I feel welcome, valued, and able to strengthen my gifts and talents while building lifelong relationships. Through my contribution as a Board Member, I learn and appreciate SAHU for all it represents in our industry. What’s one skill you’d like to develop or sharpen this year within SAHU? Learning how to serve SAHU more while utilizing my gifts and talents to pay forward what I've received that is priceless!
What’s the best piece of career advice you’ve ever received? Get involved in your industry Association! Start with being on a committee to help plan a fun event.
What’s your biggest (or one of your biggest) professional accomplishment(s) so far? One of my biggest and most important professional accomplishments is having life long friends in the health insurance industry! Learning from brokers, event speakers, and nationwide leaders through their personal and business stories connects us personally and professionally. These relationships were build through SAHU, and my life has been enriched beyond measure!
When you’re not working, how do you enjoy spending your time? I live every waking moment pursuing Optimal Health through daily workouts, running in the woods and around my neighborhood; reading (including NAHU's Benefit Specialist publication) and learning new business and personal improvement, serving in my church and communities; and creating memorable adventures with my husband (Dave) and 11-year-old son (Joshua)! Know someone you think would benefit from a SAHU Membership?
Visit SAHU-CA.com/benefits, click the Value Flyer to download a copy, and share! Don't let them miss out on the many opportunities that come with membership. Heard on the Net DCAHU's Communication Chair Bill Robinson compiled a brief update on things happening in our industry.
SAHU Board of Directors Silver Sponsor Bronze Sponsor Upcoming Events
February 16, 2022 @ 12:00 pm A FREE Virtual Event
Join us for important legislative updates regarding AB 1400, ACA 11, and more.
Why Investing in Diversity, Equity and Inclusion Pays Off
April 20, 2022 @ 12:00 pm - 1:15 pm A Virtual Event
Program Overview
Keep an eye out for emails Highlighting all the panelists! ![]() Panel Moderator Jaclyn Lee, GPHR, SHRM-SCP, MS
Jaclyn Lee, a 2018 Outstanding 50 Asian Americans in Business Honoree, is a Diversity, Equity, Inclusion (DEI) Advocate, Change Enablement Champion, and Business Strategist who works with leading enterprises around the globe to create high-impact and sustainable changes in workplaces and communities.
April 8, 2022 @ 6 pm – 10pm A Virtual Event
If you haven't heard already, SAHU Crab Feed 2022 has been moved to April 8, 2022. We're all looking forward to see you all there in your best super hero costumes!
Vanguard Event (Sacramento Axe-throwing Health Underwriters)
May 26, 2022 @ 5:30 pm - 8:30 pm Axe Throwing from 6pm - 8pm
Get ready for food truck, $5 beer and wine, a chance to spend time with industry leading professionals, and (you guessed it) axe throwing! Join us at The Smart Axe in Rancho Cordova.
In Case You Missed It The new member meeting recap is available on the SAHU website!
The LPRT was formed in 1942 to recognize success in our industry.
Today, the LPRT is committed to being the premier program for top Health, Disability, Long-Term Care and Worksite Marketing Insurance Producers, carrier reps, carrier management, and general agency/ agency managers.
Check out the easy online application
NAHU created the President's Triple Crown Program to recognize those members whose individual contributions to NAHU help advance the association's mission.
Criteria 1. HUPAC Contribution $12 x 12 or flat $150
2. Recruit 2+ new members
3. Send 3+ Operation Shout messages
Professional Development Opportunities ![]() REBC® Designation Elective: Earning the REBC designation elevates your credibility as a professional and prepares you to best serve your clients. Click here to access more information about the REBC designation, including the learning objectives and curriculum.
Brand Sets Professionals Apart from the Rest
National Association of Health Underwriters
HUPAC, our national Political Action Committee, does a great job representing our interests in D.C. Become a HUPAC contributor today! |