FOR IMMEDIATE RELEASE
Date: July 15^th, 2022

Overturning Roe v. Wade could have certain implications for fertility treatments and in vitro fertilization (IVF). It could lead to decreased access to affordable treatments, with restrictions on reproductive rights varying state by state. Additionally, states may ban specific critical medical interventions for successful IVF cycles, such as embryo freezing or genetic testing. These measures would effectively limit patients’ options for managing their fertility care and accessing the treatment they need. Furthermore, it could mean that insurance plans could refuse to cover fertility treatments or provide inadequate coverage levels due to a lack of regulation at a federal level.

Experts have warned that the broad language in specific state-level abortion bans could potentially infringe upon access to assisted reproductive technology such as IVF, despite Roe v. Wade not necessarily prohibiting access on its own.

In some states, the language of their laws is unintentionally impeding access to assisted reproductive technologies (ART) due to its failure to capture and represent biological reality or address topics beyond abortion.

Additionally, overturning Roe v. Wade could decrease available fertility clinics and providers, as laws regulating the practice of reproductive health care would be made at the state level rather than federally. This would limit patient access to specialized care and have potentially devastating implications for those seeking fertility treatments. Furthermore, states may also attempt to regulate the content and type of information provided to patients regarding their fertility options, which could further limit the effectiveness of reproductive health services.

If Roe is overturned, some states’ laws that grant fetuses, embryos, and fertilized eggs rights similar to those of children could change the landscape of IVF. These “personhood” bills could make disposing or freezing excess embryos legally questionable.

Ultimately, overturning Roe v. Wade could create a patchwork of state laws and regulations that would disproportionately impact people who rely on reproductive health services and fertility treatments. Such an outcome would be detrimental to those seeking to build families and access the necessary care. It is, therefore, critical to ensure that Roe v. Wade remains intact so that people can continue to make decisions about their reproductive health with dignity and autonomy.

Sacramento Association of Health Underwriters is watching to see how insurance carriers adapt to this legislation and how it will affect costs and benefits.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

SACRAMENTO, CA 23 February 2022 — Single-payer advocates in the California legislature simply did not have the votes required to pass AB 1400 out of the state Assembly last week, resulting in a major victory for health insurance professionals across the Golden State. AB 1400 would have eliminated private health coverage in California and replaced it with a single-payer, state-run healthcare system.

CAHIP, SAHU, and the majority of California’s NAHU chapters participated in supporting efforts to oppose this bill. “This is why I am a member of SAHU, it keeps me in the know on important legislation that affects our insurance industry,” says SAHU President-Elect, Rosamaria Marrujo.

If you’d like to know more about the bill, its contents, and why insurance industry professionals opposed it, read the information provided by NAHU at the link below.

http://newsmanager.commpartners.com/nahus/issues/2022-02-09/1.html

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

Last week, the White House announced covidtests.gov, a site with the purpose of supplying free rapid antigen COVID-19 tests to every U.S. household. The new site is now live and ready to take orders, as well as provide additional resources and information for those in need of testing.

The key takeaway is every home in the U.S. is eligible to order 4 free at-home COVID-19 tests. For convenience, if you are interested in ordering immediately, you can use the link below to go directly to the order form and skip all the extra information.

COVIDTests.gov USPS Order Form

Additionally, on the site, you’ll find information on other locations you can purchase additional at-home tests, how you can be reimbursed by your insurance for up to 8 at-home tests per month, and 20,000+ Community-Based Testing Sites that will provide free testing.

Lastly, you can find answers to many of the frequently asked questions regarding testing and preparedness. Including What comes with the tests, when is recommended to use them, what to do if you get a positive or negative test, and much more. There will also be a phone number provided at a later date, so those without access to computers or high-speed internet can place orders.

We here at Sacramento Association of Health Underwriter, as industry-leading professionals, consider the health of our communities to be of utmost importance. We are strongly encouraging everyone to place the order for their household, that they may have the tests when needed. Should any individual find they are having trouble navigating or accessing the COVIDTests.gov website, they can feel free to contact SAHU directly at any time, and we will connect you with a local professional that can provide one-on-one help.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

SACRAMENTO, CA 24 November 2021 — Sacramento Association of Health Underwriters is seeking donations from the local community, for their 2021 Toy Drive to support River Oak Center for Children.

Dear Sacramento Community,

You stepped up in 2020 during the worst stage of the pandemic to ensure the kids of River Oak Center for Children could enjoy the magic of the Christmas season. To be honest, the response we received from our community of givers completely overwhelmed our expectations! We gathered more than 150 gifts totaling over $2800 in value! Just imagine the joy and excitement those donated toys brought to a child or caretaker. Christmas 2021 is upon us and not only is the need great in the community, the inventory of available toys and goods are limited on the shelves. Last year was the first time we utilized an Amazon-based shopping list and the simplicity of buying and shipping the gifts to a central location could not have been easier. This year we would love to expand on that concept with a wider array of gift options to fit any giver’s budget. The key is going to be shopping early to place those orders before the Black-Friday madness and shipping delays. We also welcome you to pick toys or gifts that may not be on the wish list, but would be appreciated by kids and teenagers alike. If you happen to make a purchase outside of the Amazon wish list, we will be happy to make arrangements to retrieve the gift from your office or they can be mailed to the attention of Brian Christy at Western Health Advantage – 2349 Gateway Oaks Drive, Suite 100, Sacramento, CA 95833. Please try to make those purchases before November 30th to allow time for shipping and our delivery to River Oak in early December.

If you have it in your heart and budget, please take a moment to browse the wish list at the link below.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.

SACRAMENTO, CA 19 November 2021 — As with every year around this time, CMS (Center for Medicaid & Medicare Services) has released the premium costs for the coming year. Unlike previous years in recent memory, this new cost summary comes with a bit of sticker shock, with the standard cost for Part B jumping an unheard-of $21.60 from the previous year ($148.50 in 2021 to $170.10 in 2022). By comparison, the change from 2020 to 2021 was only an additional $3.90. 

Although this updated cost is larger than expected, it is not without reason.

“These dramatic increases are in part due to the rising costs of health care and the approval of a new Alzheimer’s disease drug Aduhelm.” SAHU’s President-Elect Rosamaria Marrujo said on the matter, “There are about 2 million people covered by Medicare with Alzheimer’s disease (2017 Kaiser Foundation study). This new medication is covered by Medicare Part B, not the Part D drug plan as it is administered by a doctor. If just 25% of this population were to receive this medication, it would cost $29 billion in just one year. To put that in perspective, Medicare paid $37 billion on all Part B drugs in 2019 (Kiplinger Report 11/12/2021). The approximate cost for a one-year treatment of Aduhelm is about $56,000. It is prescribed for people with early onset of dementia and has shown to slow the progression of the disease in clinical trials. It is not a cure nor appropriate for people with moderate or advanced Alzheimer’s disease.”

Below are a few additional details provided by CMS regarding Parts A & B costs.

Part A Costs

If you don’t qualify for premium-free Part A, you can buy Part A.   People who buy Part A will pay a premium of either $274 or $499 each month in 2022 (Up from $ and $ in 2021) depending on how long they or their spouse worked and paid Medicare taxes.

If you choose NOT to buy Part A, you can still buy Part B. In most cases, if you choose to buy Part A, you must also:

• Have Medicare Part B (Medical Insurance)
• Pay monthly premiums for both Part A and Part B

Part B Costs

The standard Part B premium amount in 2022 is $170.10 (Up from $148.50 in 2021). Most people pay the standard Part B premium amount. If your modified adjusted gross income as reported on your IRS tax return from 2 years ago is above a certain amount, you’ll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium.  

Part B deductible & coinsurance in 2022, you pay $233 for your Part B deductible. After you meet your deductible for the year, you typically pay 20% of the Medicare-Approved Amount for these:

• Most doctor services (including most doctor services while you’re a hospital inpatient)
• Outpatient therapy
• Durable Medical Equipment (Dme)

For more information regarding these annual changes visit CMS at https://www.medicare.gov/your-medicare-costs

Download the PDF Version

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com.