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Press ReleaseUncategorized

CMS Releases 2025 Medicare Premium and Deductible Updates

Sacramento, Ca- CMS has released the 2025 Medicare premium and deductible adjustments, along with significant changes resulting from the Inflation Reduction Act.  These changes include an increase in premiums, caps on out-of-pocket drug expenses, and expanded eligibility for financial assistance. CAHIP-NorCal is sharing this information to help brokers and their clients stay updated on the ever-changing Medicare landscape and better understand how these updates may impact Medicare coverage in the coming year.

With the premium increases and plan terminations happening frequently, CAHIP-Norcal encourages all Medicare beneficiaries to work with a broker who specializes in senior health benefits so that you can feel confident in your health coverage and avoid coverage gaps, or unexpected cost increases.

At a Glance: 2025 Costs:

  • Part A (Hospital Insurance):
    • Inpatient hospital deductible: $1,632 (+$32 from 2024)
    • Daily coinsurance (61st–90th day): $408 (+$8)
    • Daily coinsurance (lifetime reserve days): $816 (+$16)
  • Part B (Medical Insurance):
    • Monthly premium: $174.70 (+$9.80)
    • Annual deductible: $266 (+$14)
  • IRMAA (Income-Related Monthly Adjustment Amounts):
    • Premiums range from $243.10 to $594.00, based on income levels.

New for 2025

  • Under the Inflation Reduction Act, beneficiaries will see capped out-of-pocket costs for Part D prescription drugs, with a maximum annual limit of $2,000 starting in 2025.
  • Expanded Low-Income Subsidy: The Extra Help program is broadened to offer full benefits to individuals with incomes up to 150% of the federal poverty level.
  • Price Negotiations: Medicare will implement negotiated prices for certain high-cost prescription drugs.

For full details, visit the CMS announcement here.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com. 

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marketing November 18, 2024 0
Press ReleaseUncategorized

CAHIP-Norcal Invites the Community to Help Bless 25 Families This Thanksgiving

Sacramento, California – November 15th, 2024—

Sacramento, CA – With just 10 days left, CAHIP-Norcal is calling on the Sacramento community to help in the final stretch of the 2024 Turkey Drive to support River Oak Center for Children.

CAHIP-Norcal has set a goal again this year to provide Thanksgiving meals for 25 River Oak families in need, ensuring they have a joyful holiday meal.

“We’ve seen firsthand how much of an impact this drive has on local families, and with just 10 days left, we are confident that the generosity of our CAHIP members and the Sacramento community will help us reach our goal,”said David Brabender, President of CAHIP-Norcal.

CAHIP-Norcal invites the community to donate to the Turkey Drive, with all proceeds going directly to River Oak Center for Children. The donations will directly support the purchase of Thanksgiving meals for local families in need.

How to Contribute:
Donate to the 2024 River Oak Center for Children Turkey Drive through the GoFundMe campaign:
Donate Here

Deadline: Donations are being accepted until November 25, 2024. Your contribution will help ensure 25 families receive the items they need for a delightful Thanksgiving meal.

About River Oak Center for Children:
The River Oak Center for Children provides vital services to children and families in the Sacramento area, focusing on behavioral health support, family services, and resources to improve the well-being of at-risk children and families.

To learn more about this event and other upcoming events, visit our website at

cahip-norcal.org/event/.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com. 

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marketing November 15, 2024 0
Press ReleaseUncategorized

CAHIP President, Rosamaria Marrujo – Represents the Agent/Broker Community at the Covered California Press Conference Ahead of Open Enrollment

Sacramento, California – October 30, 2024 —

Covered California launched its 2025 open enrollment period yesterday with a press conference at the California State Library in Sacramento. Secretary Xavier Becerra of the U.S. Department of Health and Human Services joined state leaders and key representatives from the health insurance industry to emphasize the importance of accessible health coverage and health literacy for Californians.

Rosamaria Marrujo, CEO of Trusted American Insurance Agency and President of the California Association of Health Insurance Professionals (CAHIP), attended the event representing the agent and broker community. Highlighting the vital role brokers play in expanding healthcare access, Marrujo stated, “It was wonderful to meet Secretary Becerra and showcase the importance of agents and brokers in the community.”

During the event, Covered California’s Executive Director Jessica Altman acknowledged and thanked the contributions of brokers, expressing appreciation for their continued service.

Highlights of Covered California’s Open Enrollment for 2025:

  • New Financial Assistance for Californians: Beginning Nov. 1, increased state funding through Covered California’s cost-sharing reduction program will provide enhanced support, especially for those above 200% of the federal poverty level. The program offers no-deductible plans and reduced out-of-pocket costs for over 800,000 enrollees.
  • Expanding Eligibility for DACA Recipients: For the first time, Deferred Action for Childhood Arrivals (DACA) recipients can enroll in Covered California plans, providing an additional estimated 40,000 Californians access to affordable health coverage.
  • “Let’s Talk Health” Literacy Campaign: Covered California launched this statewide initiative to improve health literacy, partnering with local libraries to offer in-language resources and educational events to help consumers understand their health insurance options.
  • Record-Low Uninsured Rates in California: California’s uninsured rate has fallen from 17.2% in 2013 to a historic low of 6.4% in 2023, illustrating the success of outreach and financial support programs in expanding access to health coverage.

With open enrollment running through Jan. 31, 2025, uninsured Californians are encouraged to explore their coverage options. 

Trusted American Insurance Agency’s CEO, Rosamaria Marrujo, is a dedicated advocate for advancing access to affordable healthcare for all Californians. As she continues her work at the state level, she is committed to representing brokers statewide and highlighting the essential support they provide to their communities. 

Visit CAHIP’s Newsroom to learn more about on-going healthcare and legislative updates. If you are interested to learn more about how to get involved and directly support state and national Political Action Committees program visit our Legislative Programs page.

Rosamaria Marrujo meeting Secretary Xavier Becerra of the U.S. Department of Health and Human Services, with Jessica Altman, Executive Director of Covered California, and Amanda McAllister-Wallner, Interim Executive Director for Health Access California.
Marrujo with Doug McKeever, Chief Deputy Executive Director at Covered California.
Marrujo with United States Representative from California, Doris Matsui.
Xavier Becerra, U.S. Secretary of Health and Human Services, speaking on the “Let’s Talk Health” campaign, alongside distinguished speakers: Jessica Altman, Executive Director of Covered California; Kim Johnson, Secretary of the California Health and Human Services Agency; Doris Matsui, Chief of Health Insurance Programs at the Department of Health Care Services; and Dr. Ami Bera, U.S. Representative for California’s 6th Congressional District.
Doris Matsui, Chief of Health Insurance Programs at the Department of Health Care Services, discussing the importance of providing access to coverage and services for all Californians, especially the uninsured, with distinguished speakers Kim Johnson, Secretary of the California Health and Human Services Agency; and Dr. Ami Bera, U.S. Representative for California’s 6th Congressional District.
Rosamaria Marrujo, CEO of Trusted American Insurance Agency, with Xavier Becerra, U.S. Secretary of Health and Human Services; Jessica Altman, Executive Director of Covered California; and Amanda McAllister-Wallner, Interim Executive Director for Health Access California.
Distinguished guest speakers, from left to right, Dr. Ami Bera, U.S. Representative for California’s 6th Congressional District, Doris Matsui, Chief of Health Insurance Programs at the Department of Health Care Services, Kim Johnson, Secretary of the California Health and Human Services Agency, Jessica Altman, Executive Director of Covered California, Xavier Becerra, U.S. Secretary of Health and Human Services, and Greg Lucas, California State Librarian.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com. 

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marketing October 31, 2024 0
October_2024
Member Meeting RecapPaid Content

Member Meeting Recap | October 16, 2024

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If you attended this event, or have tickets to this event associated with your account, you will not need to purchase access again. Please contact marketing@taia.us if have trouble accessing the recap.

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marketing October 28, 2024 0
September (1)
Member Meeting RecapPaid Content

Member Meeting Recap | September 18, 2024

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We are sorry but this post is restricted to folks that are logged in and have purchased access to this presentation or tickets to the original event. If you feel you are seeing this message in error please contact us at info@sahu-ca.com.

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marketing September 26, 2024 0
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Newsroom

Feature Article: VSP Individual Vision Plans

We just can’t make it the 2024 SAHU Business Expo this year, but we want to share that VSPÂŪ Individual Vision Plans does not skip a beat when it comes to providing your clients with access to the eye care and eyewear they need.

VSP Individual Vision Plans offers a no-hassle, high-value solution for those without access to vision benefits. VSP provides solutions with speed to market, proven products filed in all 50 states, easy administration and reporting capabilities, year-round member online self-enrollment, and the nation’s largest network of providers.

The VSP Individual Plans team is consistently looking for creative opportunities to help our brokers build their suite of solutions, fill coverage gaps or expand reach. Our flexible solutions and team support fulfill our commitment to offer consumers greater access to high-quality, affordable eye care and eyewear. Learn more at https://www.individualbrokervision.com/.

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marketing August 23, 2024 0
June
Member Meeting RecapPaid Content

Member Meeting Recap | June 19, 2024

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We are sorry but this post is restricted to folks that are logged in and have purchased access to this presentation or tickets to the original event. If you feel you are seeing this message in error please contact us at info@sahu-ca.com.

If you attended this event, or have tickets to this event associated with your account, you will not need to purchase access again. Please contact marketing@taia.us if have trouble accessing the recap.

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marketing June 27, 2024 0
Press ReleaseUncategorized

Swinging Success: 2024 SAHU Golf Tournament Recap!

Sacramento, California May 30, 2024— The SAHU Golf Tournament, held on May 16th at The Ridge Golf Club in Auburn, was an outstanding event filled with sunshine, friendly competition, and memorable moments. With a total of 102 golfers and 20 vendors attending, the day was buzzing with activity. From manning the holes to driving drink carts, everyone played a part in making this tournament a tremendous success. A special shout-out to this year’s golf tournament sponsor, Word & Brown, for their generous support!

Tournament Highlights and Winner Celebrations:

1st Place Winner: Aetna Foursome

  • Noah Woehler (hit a Hole-in-One at hole #12!)
  • Daniel Hawkins
  • Tyrone Sales
  • Jacob Woehler

2nd Place Winner: Cypress Dental Foursome

  • Andrew Garnett
  • Chuck Richesin
  • Ryan Andrew
  • Mike Updegraff

1st Place Mixed Team: Capitol Insurance Solutions Foursome

  • Maia Francis
  • Jackie Fitzhenry
  • Tim Murphrey
  • Josh Hedger

Closest to the Pin Winners:

  • Men: Dylan Asherman
  • Women: Carmen Perea

Longest Drive Winners:

  • Men: Daniel Hawkins
  • Women: Marissa Herndon

Danny Langarica from Cal Choice remarked, “Yesterday was one of the best SAHU Golf Tournaments I’ve ever been to. So much fun!” This sentiment was echoed by many attendees, highlighting the success and enjoyment of the day. 

A huge thank you to all our sponsors! Your support was essential in making this event a success, and we truly appreciate it.  We look forward to seeing you all again next year!

  • Event Sponsor: Word & Brown
  • Social Media Sponsor: Berkley Accident and Health
  • Party Tee Sponsor: Mutual of Omaha
  • Margarita Sponsor: Western Health Advantage
  • Tee Sponsor: Dickerson Insurance Services
  • Drink Cart Sponsor: Colonial Life
  • Cannon Hole Sponsor: Anthem
  • Longest Drive Sponsor: Q Benefits
  • Tee #10 Lunch Platinum Sponsor: Amwins
  • Hole-in-One Sponsor: Paycor

To learn more about SAHU’s events, becoming a member or sponsor, please visit our website, sahu-ca.com.

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For over 30 years, SAHU has worked to improve our members’ ability to meet the health, financial and retirement security needs of all Californians and Americans through education, advocacy, and professional development. For more information, please visit: sahu-ca.com. 

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marketing May 31, 2024 0
NewsletterNewsroom

SAHU Newsletter | May 2024

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marketing May 31, 2024 0
Title
Press Release

SAHU Celebrates Victories at 2024 California Capitol Summit

Sacramento, CA – May 18, 2024 – Sacramento, CA – May 18, 2024 – The Sacramento Association of Health Underwriters (SAHU) extends its gratitude to those who were able to attend the California Association of Health Underwriters (CAHIP) Capitol Summit in Sacramento last week and those who have shown dedication to oppose, educate, and spread awareness about the impacts of the latest single-payer proposal. Your efforts have led to significant victories for Californians.
AB 2200, legislation that would have mandated single-payer healthcare in California, was defeated. The bill was held on the Assembly Appropriations Committee’s Suspense File and will not advance to the floor, thus marking a defeat for this legislative and calendar year.
Also defeated was another CAHIP key bill, SB 1236, which would have significantly increased premiums for seniors on Medicare Supplement Insurance (Medigap), thus reducing enrollment and risking insurer market withdrawal in California.
These legislative victories are a testament to the collective effort and dedication of the attendees and the broader health insurance community. SAHU remains committed to advocating for policies that protect and benefit consumers, businesses, and healthcare professionals in California.
The Capitol Summit, featuring a diverse range of speakers, including industry leaders and subject matter experts, offered comprehensive updates on legislative changes, regulatory impacts, and emerging trends.  “The CAHIP Capitol Summit was an outstanding event that provided deep insights into the evolving landscape of health insurance”, said Michele Mills, SAHU’s Secretary Chair.  Mills went on to say, “One of the key takeaways from the summit was the detailed analysis of recent healthcare Senate and Assembly Bills and their implications for businesses, Agents/ Brokers, and consumers
While we’ve achieved these great wins for California, SAHU encourages everyone to stay in the fight, and stay engaged and informed as we continue to navigate and influence the legislative landscape. 

For more information about SAHU and its advocacy efforts, and future SAHU events, please visit
www.sahu-ca.com.

From left to right; Michele Meder-SAHU Awards Chair, Brad Wright- SAHU Legislative Co-Chair, Michele Mills-SAHU Secretary, David Brabender- SAHU President-Elect, Addison Beverly- Aetna, Cerrina Jensen- SAHU PAC Chair, and SAHU members/guests, Aaron Jenson, Carmen Perea and Cora Lynn Alvar .

From left to right, Legislative advocate, Faith Borges, Tim Kanter, CAHIP President, Assemblyman, James Gallagher, Rosamaria Marrujo, and Paul Roberts, CAHIP VP Legislation.

Helen Ornellas- SAHU President and Jack Holder-CAHIP VP PAC Chair.

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marketing May 29, 2024 0
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